To some businesses, such as retail establishments, it may seem obvious that preventing slip, trip, and fall accidents at the premises is important to the livelihood of the business. Preventing slips, trips, and falls of visitors to your business is as important as keeping your residents from falling. Preventing falls is of primary importance but having a plan in place to mitigate damages AFTER a fall is also extremely important.
A thorough accident and injury prevention plan not only helps prevent falls through inspections, maintenance, training, and warnings but also provides businesses with the necessary due diligence processes to reduce the potential for large jury awards in the event of a lawsuit. The following program is intended to help businesses manage this common loss exposure. The following tools can be used by all businesses from the in home child care provider to the largest of commercial Community Action Agencies. It is important that businesses take responsibility for mitigating damages early in the process to allow for legal defense teams to succeed in the defense or settlement of the claim.
Since slip, trip and fall accidents cost insurance companies millions of dollars annually and cost businesses money in the form of increased premiums a two tiered approach to address the problem is recommended. Slip, trip, and fall accident prevention techniques and post-accident control measures are both part of an effective strategy to address this significant liability exposure.
We recommend if you do not already have an accident prevention program in place that you utilize this information to assist in program implementation.
The information provided in this article is intended for general informational purposes only and should not be considered as all encompassing, or suitable for all situations, conditions, and environments. Please contact us or your attorney if you have any questions.