To our customers impacted by recent storms:

We hope you and your family are safe. If you have been affected by one of the recent hurricanes and need to make an insurance claim, please call 1-800-362-7535 or click here to file your claim online.

Risk management

Defensive driving

Carrying a load

A good defensive driving program will include knowledge on how to carry a load in your vehicle. Carrying a load requires certain skills and knowledge in order to be done properly and safely.

When it comes to defensive driving, knowing how to properly secure a load, especially if it is secured outside of the vehicle, can make all the difference in your getting to your destination safely. Loads that fall off of vehicles can not only harm the vehicle itself but also anyone who may be driving behind you!

Here are some tips on how to carry a load safely:

  • Don’t overload your vehicle
  • Make sure everyone has a seat and a seat belt
  • Make sure cargo is properly secured
  • Be certain your vision is not blocked

If you’re carrying a load of any kind—either people or cargo—make sure not to overload your vehicle. An overloaded vehicle is harder to operate and puts dangerous stress on certain parts of the vehicle such as the undercarriage.

Make sure every person in the vehicle has a seat and a seat belt. Don’t allow doubling up or trying to squeeze more people into the vehicle than it can accommodate safely.

Make sure cargo is properly secured so it won’t shift around while you’re driving. Also, for external loads, ensure all strapping or other securing materials are in place and properly tightened.

Make sure that cargo doesn’t block your vision and that you can see out of all windows.

Supervisors should ensure that all drivers who are carrying loads are properly instructed on how to tie down the load and inspection techniques.

If you are not sure how to secure a load properly, ask someone for guidance before leaving the area. It is better to get help than to risk losing the load which may cause injuries to other people.

Insurance products and services are offered through Markel Specialty Commercial, a business division of Markel Service Incorporated, policies written by one or more Markel insurance companies. Terms and conditions for coverage may vary by state.

The information provided in this article is intended for general informational purposes only and should not be considered as all encompassing, or suitable for all situations, conditions, and environments. Please contact us or your attorney if you have any questions.