Risk management

Defensive driving

Key points to remember

As part of your defensive driving program, keep the following key points in mind at all times. By knowing and using the information presented here, you can help prevent accidents from happening. Prevention of accidents is the goal of any defensive driving program, and it all starts with you!

Make sure you understand the following defensive driving tips and that you apply them whenever you are behind the wheel.

  • Know the driving hazards you can face on the road
  • Maintain your vehicle in good condition
  • Always wear a seat belt
  • Follow traffic rules and obey signs and signals
  • Be a safe and defensive driver every day
  • Know how to respond to an accident

Here are the main points to remember as they apply to defensive driving:

Know the driving hazards you can face on the road. Be prepared to adjust to these hazards at any time, day or night.

Maintain your vehicle in good condition. This is especially important for parts such as brakes, steering, and lights. Have your vehicle serviced when necessary and always take a few minutes before leaving to look your vehicle over for problem areas.

Always wear a seat belt and insist that your passengers do so as well.

Follow traffic rules and obey signs and signals. Be especially alert at night for signs and signals that may be difficult to see. This often happens in rural areas where there is almost no lighting at all or in metro areas that have a lot of bright lights.

Be a safe and defensive driver every day. Do not let your emotions get the better of you, no matter what the situation may be. Keep cool and calm while operating a vehicle.

Know how to respond to an accident. Know the basic steps to first aid should anyone be injured and require your help. Keep your first aid kit stocked up.


Insurance products and services are offered through Markel Specialty Commercial, a business division of Markel Service Incorporated, policies written by one or more Markel insurance companies. Terms and conditions for coverage may vary by state.

The information provided in this article is intended for general informational purposes only and should not be considered as all encompassing, or suitable for all situations, conditions, and environments. Please contact us or your attorney if you have any questions.