Customized general liability coverage for all types of independent schools

Finding the right school insurance program is just as important as finding the right teachers, books, and curriculum. The right program protects all your resources, from your board of directors to your buildings.

Programs include:
  • Business and secretarial
  • Charm/finishing
  • Computer training
  • Continuing education
  • Correspondence
  • Culinary
  • Crafts (ceramics, jewelry making, knitting, needlework)
  • Fine arts, drama, music
  • Head Start
  • Language
  • Montessori (all grade levels)
  • Nursery schools
  • Professional development
  • Public speaking
  • Trade and vocational
  • Tutoring and test preparation

Coverage highlights

Cyber liability

  • Included in package policy
General liability
  • Limits up to $1 million per occurrence/$3 million aggregate
  • Corporal punishment at policy limits
  • Teachers included as additional insured
  • Expanded definition of bodily injury
Professional liability
  • Limits up to $1 million per occurrence/$2 million aggregate available
Abuse liability
  • Limits up to $1 million per occurrence/$3 million aggregate
  • Abuse coverage with defense outside the limits
  • Separate insuring agreement
  • Coverage for employees & volunteers included
  • Custom enhancements available
  • Business income
  • Ordinance or law
  • Money & securities
  • Spoilage
  • Employee theft
  • Equipment breakdown

Auto liability

  • Automatic liability coverage for leased autos
  • Fellow employee coverage from covered autos (liability)
  • Rental reimbursement
  • No deductible for glass repair
  • Up to $1,000,000 CSL available
  • Written as a separate policy