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Small business insurance

Your business is our specialty. We focus on creating custom insurance solutions so that you can focus on what you do best.

We can help you protect your business with a variety of coverage options including workers compensation, liability insurance, property insurance, and other commercial coverages.

With over 70 years of experience and knowledge of niche markets, we understand the unique needs of the industries we serve and offer tailored coverages to help meet those needs.

Small business products

  • Accident medical

    Accident medical insurance can cover medical bills if someone is injured at your business or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays.

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  • Commercial package policy

    Whether you own a child care center or pest control operation, our specialty commercial package policies can help provide tailored coverages for your business.

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  • Workers compensation

    Helps protects you if an employee is injured or develops a work-related illness during the course of employment. Offered as a stand-alone policy or available on many of our commercial package policies.

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Types of companies


Customizable insurance solutions designed for your unique business.


Markel offers flexible and affordable insurance solutions designed for a wide variety of small businesses and organizations. Some of our specializations include merchants, grocers, medical offices, restaurants and eateries, salons and spas, child and youth services, and contractors. To find out more about the affordable insurance protection we can offer you and your business, explore our industry specializations.

Child care and enrichment

We offer coverage for in-home or commercial child care centers, as well as other education-related facilities like tutoring centers.

Child care and enrichment

Commercial and residential services

We provide a variety of affordable insurance solutions designed for commercial or residential service businesses, such as contractors, lawn care, janitorial, or pest control operations.

Commercial and residential services

Sports and fitness

Insurance coverage for covered property and liability claims for martial arts, dance, gymnastics, health clubs and other related businesses.

Sports and fitness

testimonials

Hear from customers about their experience working with Markel.

  • "Coverage is amazing. I am always able to speak to someone and help explain what I need, and why. And when COVID-19 shutdowns began Markel was there for me and my company and I could not have asked for more."
  • "Markel has offered me affordable coverage for my small business and has always met or exceeded my expectations regarding communication."

     

  • "Markel has solutions for many hard to insure exposures."

     

     

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We can answer your questions, whether you're a customer or an agent.

Additional services and insights

  • Managing high injury rates for new and inexperienced workers

    According to the US Bureau of Labor Statistics, more than one-third of work-related, nonfatal injuries occur in employees who have been on the job less than a year.

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  • New York Labor Law – The triad and the triumvirate

    When it comes to handling claims under the New York Labor Law, claims specialists are presented with unique challenges.

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  • Claims

    Find a sense of comfort knowing you have a team aiming to work in your best interest to help you get the most from your insurance protection.

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  • Risk Solution Services

    We help guide you through the maze of risks with customized solutions designed specifically for your needs.

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  • Company responsibility

    Our dedication to a responsible, sustainable approach consistently reflects the guidance of our company compass, the Markel Style.

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