Business owners policy (BOP)

Flexible BOP coverage for all your business needs.

Markel is pleased to offer a BOP policy geared toward the unique risks of small business owners. We offer it as a stand-alone policy or in conjunction with the workers compensation policy. Either way, you get the same great service and ease of doing business Markel has always been known for. 

Markel FirstComp’s Essential BOP is also there to grow and adapt along with the changing needs of businesses. Quickly and easily select the amount of coverage needed along with flexible payment options.

Here are a few reasons our BOP is the right fit for your business:
Customized coverage: Choose from three levels of coverage depending on the risks being covered
Designed for small businesses: $500 minimum premium with flexible payment options
Adaptable: BOP and Work Comp polices can have different effective dates
Ease of doing business: Single commission statement, single bill, and single underwriter for all products
Quick and easy: Get an online quote or talk to your underwriter if you have questions
Stable: FirstComp Essential BOP polices are written on ‘A’ rated paper

These types of businesses work best with Markel 's Essential BOP:

Additional coverage:
Add our employment practices liability (EPL) endorsement to further protect your business from the financial strain an employee claim can cause. Not only will the EPL endorsement provide you with the coverage you need, you will also have special access to Through this easy-to-use site, you can view and download resources such a model employee handbook, best employment practices checklist, model forms and policies, and a library of employment related articles. Our EPL endorsement is available to add to any Markel FirstComp BOP policy in Arkansas, California, Hawaii, Iowa, Michigan, New Hampshire, North Carolina, Nebraska, Pennsylvania, Tennessee, Utah, and Vermont.

Click here to learn more about our EPL coverage and available resources.

BOP Paper Map