BOP: Contractors

The Markel Essential BOP provides coverage to over 50 contracting classes. Our top classes include:

  • Carpet and rug cleaning
  • Electrical work (appetite varies by state)
  • Fence erection
  • Interior carpentry
  • Landscape gardening and lawn sprinkler installation

Coverage highlights:

  • $650 minimum premium with flexible payment options*
  • Quick and easy online quoting
  • Blanket additional insured included for no additional premium
  • Per project aggregate limits available if needed
  • Contractors’ installation, tools and equipment coverage

Additional coverage:
Add our employment practices liability (EPL) endorsement to further protect your business from the financial strain an employee claim can cause. Not only will the EPL endorsement provide you with the coverage you need, you will also have special access to Through this easy-to-use site, you can view and download resources such a model employee handbook, best employment practices checklist, model forms and policies, and a library of employment related articles. 

Click here to learn more about our EPL coverage and available resources.

Ineligible risks:

  • Applicants subcontracting more than 25% of their work
  • Any use of uninsured subcontractors
  • Work performed above three stories
  • New residential construction on tract home, townhome and condo projects
  • Contracting operations with no eligible ISO classification or those labeled “decline” once business type is selected online