BOP: Processing and services

BOP: Processing and services

Here are some of the processing and service businesses that are a great fit for the Markel Essential BOP:

  • Barber shops and beauty parlors
  • Shoe repair
  • Jewelry repair
  • Tailors
  • Photographers
  • Engravers
  • Copy stores
  • Mailbox and packaging

Available endorsements:

  • Beauty salons professional liability
  • Barber shop and hair salon professional liability
  • Optical and hearing aid establishment liability
  • Hired and non-owned auto liability
  • Equipment breakdown – $25 minimum premium
  • Condominium commercial unit – owners’ optional coverage

Additional coverage:
Add our employment practices liability (EPL) endorsement to further protect your business from the financial strain an employee claim can cause. Not only will the EPL endorsement provide you with the coverage you need, you will also have special access to Markel.EmployerProtection.net. Through this easy-to-use site, you can view and download resources such a model employee handbook, best employment practices checklist, model forms and policies, and a library of employment related articles. 

Click here to learn more about our EPL coverage and available resources.

5 Quick loss control tips:

  1. Ensure all stairs have handrails that are in good condition
  2. Use non-slip mats on floor surfaces that may become wet or slippery
  3. Ensure all shelves are secure to prevent tipping or falling over
  4. Inspect any chairs, benches or seating for wear and tear
  5. Properly store and label all chemicals

Ineligible processing and services risks:

  1. Square footage exceeding 35,000 square feet or a building six stories or more
  2. Gross sales exceeding $6,000,000 Iin CA, NH, VT), or $10,000,000 (all other stats), or where more than 25% of annual gross sales may be off premises
  3. Funeral homes, dental laboratory, pharmacist, taxidermy, veterinarians, laundry and dry cleaners
  4. Tattoo shops, collagen injections, laser treatment, permanent hair removal, permanent make-up, or dermabrasion
  5. Printers' errors and omissions