Employment practices liability

Expanding your essentials

Employment practices liability (EPL) coverage is a vital component to any business’ insurance package, no matter the size. The number of employee accusations and charges employers face has grown dramatically in recent years. Many small businesses lack human resource professionals or legal counsel on staff to guide them through the minefield of risks they face every day. Our EPL endorsement is available to add to any Markel FirstComp BOP policy in Arkansas, California, Hawaii, Iowa, Michigan, New Hampshire, North Carolina, Nebraska, Pennsylvania, Tennessee, Utah, and Vermont.

EPL protects employers from claims brought by employees alleging:

  • Discrimination
  • Wrongful termination
  • Harassment, including sexual harassment
  • Retaliation and other wrongful acts
Covers claims brought by:
  • Full time, part-time, temporary, and seasonal employees
  • Recognized volunteers
  • Applicants
  • Independent contractors
  • Leased employees
Why choose Markel’s EPL coverage solution?
  • We offer broad coverage – including optional coverage for claims brought by customers and vendors.
  • Markel’s coverage is affordable, with meaningful limits. Claims are administered by HSB’s highly experienced EPL. 
  • Markel provides access to leading EPL panel counsel law firms.
  • We offer an EPL loss prevention website full of resources business owners can use to help prevent claims, gain knowledge of the ever-changing legal environment surrounding EPL, and access a 24 hour, complimentary legal advice line.