Workers compensation

Insuring America's small business.

Markel goes above and beyond to provide business owners the insurance value they desire and the satisfaction and service they deserve. We are passionate about providing superior service to “main street” businesses through a network of independent insurance agencies.

Benefits of workers compensation insurance

It is important to be prepared when an employee is injured on the job. A workers compensation insurance policy ensures that an injured workers medical and financial needs are met. Workers compensation insurance provides a way to transfer risk to an insurance provider and protect the business.

Workers compensation coverage is constant no matter where fault lies. As long as the injury occurs during the normal scope of job duties, workers compensation insurance benefits, such as lost-time payments and medical and rehabilitative services, are applicable.

A workers compensation policy covers all expenses resulting from on-the-job injuries including:

  • Lost wages and benefits
  • Medical care and rehabilitation services
  • Legal representation and compliance services

A Markel's workers compensation policy also includes medical case managers to handle a claim for you and coordinate return-to-work and light-duty programs that control costs.