Excess and surplus homeowners

Providing quality insurance coverage for your unique property.

Excess and surplus protection provides coverage for hard to place risks not eligible for traditional homeowners coverage such as:

  • Homes with coastal exposure
  • Properties with no prior insurance coverage
  • Difficult liability exposures
  • Properties with prior claims
  • Builders Risk / homes under renovation

Our policy forms range from basic coverage to specified peril. We can provide coverage A in excess of $1 million and have the ability to tailor coverage and mitigate risk by using a broad selection of coverage limitations and/or exclusions.