Excess and surplus homeowners
Providing quality insurance coverage for your unique property.Excess and surplus protection provides coverage for hard to place risks not eligible for traditional homeowners coverage such as:
- Homes with coastal exposure
- Properties with no prior insurance coverage
- Difficult liability exposures
- Properties with prior claims
- Builders Risk / homes under renovation
Our policy forms range from basic coverage to specified peril. We can provide coverage A in excess of $1 million and have the ability to tailor coverage and mitigate risk by using a broad selection of coverage limitations and/or exclusions.