Our focus and expertise is in writing property risks that frequently do not fit in the traditional insurance marketplace. This permits us to write a diverse set of risk profiles including:
Our dwelling fire program permits you to tailor accounts to the specific coverage needs of the customer. This includes the ability to purchase combined property and liability coverages, property only or liability only.
We offer a variety of policy forms, optional coverages and discounts, including:
Property coverage – Protection for the primary structure. Basic and special policy forms are available permitting either replacement cost or actual cash value loss settlement.
Contents coverage – Basic and broad form level coverages can pay for damages to personal property and are available on either a replacement cost or actual cash value loss settlement basis
Additional living expense/fair rental value - Optional coverages that help pay for expenses related to alternative housing when the insured property is uninhabitable due to a covered loss
Personal liability/premises liability – Optional coverages if you become liable for damages or injury resulting from the use of your property
Additional options permit you to further enhance your protection and include:
Available discounts can include:
Markel dwelling fire customers benefit from these program features:
Insurance, coverage and discounts are subject to terms and conditions, and may vary by state. Please see the policy for specific coverage limitations and exclusions.
Markel's E&S property protection provides coverage for hard to place risks not eligible for traditional homeowners coverage.Excess and surplus protection
Whether owner-occupied or vacant, Markel provides manufactured homeowners with specialized coverage at an affordable price.Manufactured home insurance