At Markel Specialty, it is our people that make the difference. We are dedicated to delivering customer service in extraordinary and memorable ways that sets Markel apart from our competitors. Our existing products are constantly reviewed and refined to make certain they are meeting the distinct needs of the marketplace. Other competitive advantages are the risk management expertise we share with agents and policyholders in the industry niches in which we compete as well as our financial strength. Independent rating agencies provide detailed reviews of operating results, capital and risk ratios, reserves and other financial results for Markel. Click here for details.