Help protect your big day with Markel wedding insurance
Because peace of mind should always be on the guest list.
Your wedding day has taken you months to plan. And if everything goes right, it will be a smashing success! But how often does everything go according to plan? You may have never thought about it this way, but there can be financial repercussions to almost any hiccup that could occur before or during your wedding. Thankfully, there’s Markel Specialty wedding insurance to help you recover or repay for many of those situations.
What is wedding insurance?
Markel Specialty wants you to relax and enjoy your big day. That’s why we help you safeguard your investment with affordable wedding insurance. Our wedding insurance policies can cover non-refundable deposits, lost or stolen gifts, cancellation costs, and even injuries or damage during your wedding.
Why do I need wedding insurance?
- Many wedding vendors do not offer refunds regardless of the reason for cancellation or postponement.
- More and more venues require clients to purchase a one-day event liability policy because they’re unwilling to take on sole responsibility for damage to their property.
- If extreme weather causes your venue to be unusable or unreachable, wedding insurance can help recoup your costs if you have to cancel or move to a new location. (Extreme weather includes a hurricane, tropical storm, or even an epic snowstorm. The average summer thunderstorm would not be covered.)
- Homeowners insurance often doesn't provide enough protection. Typically, homeowners policies will only cover the wedding if it’s located at the home of the bride or groom and will only cover wedding liability, not cancellation.
Don't let the unexpected ruin your special day. Get a free online quote today!
Caitlin W. | November, 2019Wedding insurance customer
"Website was easy to navigate and find exactly what I needed. Policies were easy to understand and very competitively priced. Thank you for the peace of mind you gave us on our wedding day!"
Deborah D. | August, 2019Wedding insurance customer
"My representative took the time to listen to the concerns and questions I had, answered them all, explained differences between policies, and helped me chose the best one for our needs."
Linda B. | May, 2019Wedding insurance customer
"I had one claim that was approved in minutes and paid in a few days! I was OVER THE MOON impressed, and thrilled that I made the decision to purchase wedding insurance.!"
What does wedding insurance cover?
As the situation surrounding COVID-19 continues to evolve, we have temporarily stopped offering new event cancellation policies or endorsing event cancellation coverage onto event liability policies. We will continue to evaluate this position over time.Wedding liability insurance
Wedding liability insurance can help protect you from financial loss if you are held legally responsible for property damage to the venue or bodily injury to someone injured at your event. Coverage highlights include:
- Bodily injury and property damage liability – up to $2 million in coverage available
- Host liquor liability insurance available
- Venues can be named as “additional insured” on the certificate of insurance for no additional cost!
- Coverage can be purchased up to 1 day before your event
- Event cancellation add-on – for only $50, you can add $5,000 of event cancellation coverage to your Markel Specialty event liability policy
The policy can cover your ceremony, reception, rehearsal dinner (within 48 hours of your event), and even set-up and removal (within 24 hours of the event).
Best of all, Markel Specialty's event liability coverage is guaranteed to meet your venue’s insurance requirements, or your money back!
Actual claim example: A confetti cannon left stains on the venue’s dance floor. Our wedding liability insurance policy paid out almost $3,000.Wedding cancellation insurance
Our wedding cancellation insurance can help reimburse you for non-refundable deposits and expenses if you have to cancel or postpone your wedding due to unforeseen circumstances, such as:
- Vendor bankruptcy
- Extreme weather
- Military deployment
It can also provide coverage for damage to your wedding attire and jewelry, lost/stolen gifts, photographs, lost deposits from no-show vendors, and more. Coverage can be purchased up to 14 days before your event.
Actual claim example: California wildfires destroyed a winery where an insured was hosting their wedding. Our wedding cancellation policy paid out almost $37,000, which allowed the bride and groom to proceed with their wedding at a new location.
How much does wedding insurance cost?
The cost of wedding liability insurance can range from $75 to $235, depending on coverage limits and coverage options chosen. Our liability limits start at $500,000 and you can choose to exclude liquor liability coverage if there is no alcohol being served at your wedding.
Wedding cancellation insurance starts as low as $130. The cost is based on your overall wedding budget, so you can make sure you have the most coverage for all of your deposits and expenses.
Get a quote online to find out what it will cost to protect your special day.Get total protection for your wedding and save!
Save up to 15% by purchasing both wedding liability and wedding cancellation coverage, and rest easy knowing your wedding is protected*.
Essential wedding or event planning tips to make sure your perfect day goes off without a hitch!
Wedding insurance doesn't need to be complicated. Explore the most commonly asked questions about wedding insurance, and get the answers you're looking for.
Looking for an easy way to offer event insurance to your clients? Learn how easy it is to offer Markel Specialty event insurance.
Get a quote
Wedding liability policies as low as $75.
Get a fast, free wedding liability quote online and get the protection and peace of mind you deserve. Or call 800-236-2453 to speak with a wedding insurance specialist.
Notice: As the situation surrounding COVID-19 continues to evolve, we have temporarily stopped offering new event cancellation policies or endorsing event cancellation coverage onto event liability policies. We will continue to evaluate this position over time.
This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is provided by one or more of the insurance companies under the Markel North America Insurance Group, including Markel American Insurance Company, Glen Allen, VA, and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer # 27585, in California dba Markel Insurance Services License#: 0645481. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel Specialty is a business division of Markel Service, Incorporated. Markel® is a registered trademark of the Markel Corporation.