Event cancellation and postponement coverage notice:

Starting September 18th, Markel Specialty will once again offer event cancellation and postponement policies in select states. Markel’s event cancellation and postponement policy and endorsement purchased on or after September 18, 2020 will specifically exclude loss due to communicable diseases, including COVID-19. To learn more, including to see if event cancellation or postponement policies are currently available in your state, please visit our communicable disease notice page.

Help protect your big day with Markel wedding insurance

Because peace of mind should always be on the guest list.

Your wedding day has taken you months to plan. And if everything goes right, it will be a smashing success! But how often does everything go according to plan? You may have never thought about it this way, but there can be financial repercussions to almost any hiccup that could occur before or during your wedding. Thankfully, there’s Markel Specialty wedding insurance to help you recover or repay for many of those situations.

What is wedding insurance?

Markel Specialty wants you to relax and enjoy your big day. That’s why we help you safeguard your investment with affordable wedding insurance. Our wedding insurance policies can cover non-refundable deposits, lost or stolen gifts, cancellation costs, and even injuries or damage during your wedding.

Why do I need wedding insurance?

  • Many wedding vendors do not offer refunds regardless of the reason for cancellation or postponement.
  • More and more venues require clients to purchase a one-day event liability policy because they’re unwilling to take on sole responsibility for damage to their property.
  • If extreme weather causes your venue to be unusable or unreachable, wedding insurance can help recoup your costs if you have to cancel or move to a new location. (Extreme weather includes a hurricane, tropical storm, or even an epic snowstorm. The average summer thunderstorm would not be covered.)*
  • Homeowners insurance often doesn't provide enough protection. Typically, homeowners policies will only cover the wedding if it’s located at the home of the bride or groom and will only cover wedding liability, not cancellation.

Don't let the unexpected ruin your special day. Get a free online quote today!

What can wedding insurance cover?

Wedding liability insurance

Wedding liability insurance can help protect you from financial loss if you are held legally responsible for property damage to the venue or bodily injury to someone injured at your event. Coverage highlights include:

  • Bodily injury and property damage liability – up to $2 million in coverage available
  • Host liquor liability insurance available
  • Venues can be named as “additional insured” on the certificate of insurance for no additional cost!
  • Coverage can be purchased up to 1 day before your event
  • Event cancellation add-on – for only $50, you can add $5,000 of event cancellation coverage to your Markel Specialty event liability policy

The policy can cover your ceremony, reception, rehearsal dinner (within 48 hours of your event), and even set-up and removal (within 24 hours of the event).

Best of all, Markel Specialty's event liability coverage is guaranteed to meet your venue’s insurance requirements, or your money back!

Actual claim example^: A confetti cannon left stains on the venue’s dance floor. Our wedding liability insurance policy paid out almost $3,000.

Wedding cancellation insurance

Starting September 18th, Markel Specialty will begin offering event cancellation and postponement policies and endorsements in select states. Markel’s event cancellation and postponement policy and endorsement purchased on or after September 18, 2020 will specifically exclude loss due to communicable diseases, including COVID-19. To learn more, including to see if Markel’s event cancellation or postponement policy and endorsement is currently available in your state, please visit our communicable disease notice page.

Our wedding cancellation insurance can help reimburse you for non-refundable deposits and expenses if you have to cancel or postpone your wedding due to unforeseen circumstances, such as:

  • Vendor bankruptcy
  • Extreme weather*
  • Military deployment

It can also provide coverage for damage to your wedding attire and jewelry, lost/stolen gifts, photographs, lost deposits from no-show vendors, and more. Coverage can be purchased up to 14 days before your event.

Actual claim example^: California wildfires destroyed a winery where an insured was hosting their wedding. Our wedding cancellation policy paid out almost $37,000, which allowed the bride and groom to proceed with their wedding at a new location.

^These examples are provided for illustrative purposes only. Any claim submitted under the policy would be evaluated on its own merits and facts compared to the terms of the policy.

How much does wedding insurance cost?

The cost of wedding liability insurance can range from $75 to $235, depending on coverage limits and coverage options chosen. Our liability limits start at $500,000 and you can choose to exclude liquor liability coverage if there is no alcohol being served at your wedding.

Wedding cancellation insurance starts as low as $130. The cost is based on your overall wedding budget, so you can make sure you have the most coverage for all of your deposits and expenses.

Get a quote online to find out what it will cost to protect your special day.

Get total protection for your wedding and save!

Save up to 15% by purchasing both wedding liability and wedding cancellation coverage, and rest easy knowing your wedding is protected**.

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Looking for an easy way to offer event insurance to your clients? Learn how easy it is to offer Markel Specialty event insurance.

Wedding insurance policies as low as $75.

Get a fast, free wedding insurance quote online and get the protection and peace of mind you deserve. Or call 800-236-2453 to speak with a wedding insurance specialist.

Starting September 18th, Markel Specialty will begin offering event cancellation and postponement policies and endorsements in select states. To learn more, including to see if Markel’s event cancellation or postponement policy and endorsement is currently available in your state, please visit our communicable disease notice page.

*Event cancellation policy must have been purchased at least 15 days prior to the prediction of the threat of extreme weather.
**10% for residents of FL.
This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is underwritten by one or more insurance companies of Markel and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Certain products and services are provided through various non-admitted insurance companies of Markel and are offered through licensed surplus lines brokers or through Markel West Insurance Services, California license # 2E11302. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel® is a registered trademark of the Markel Corporation.