Why you need Markel Specialty wedding insurance

Unfortunately, disaster can strike anytime, even on your wedding day.

Your wedding day has taken you months to plan. And if everything goes according to plan, it will be a smashing success! But how often does everything go according to plan?

You may have never thought about it this way, but there are financial repercussions to almost any hiccup that could occur before or during your wedding. Thankfully, there’s Markel Specialty wedding insurance to help you recover or repay for many of those situations.

Here are just a few reasons why you need Markel Specialty wedding insurance:

Wedding vendors are not offering refunds.
Unfortunately, things can happen that force you to cancel or postpone your wedding. And many wedding professionals do not offer refunds regardless of the circumstance that lead to the decision to cancel or postpone.

Many wedding venues require liability insurance.
More and more venues are unwilling to take on sole responsibility for situations that cause damage to their property and are finding alternative means to protect themselves from liability. This means requiring their clients purchase a one-day event liability policy, which helps spread the risk among all parties involved.

Extreme weather is unpredictable.
The one item you surely do not have any control over is the weather. Extreme weather, such as a hurricane or tropical storm (or even an epic snowstorm), can cause your venue to be unusable a few days before your event or even prevent you or your wedding guests from reaching the wedding! Wedding insurance can help recoup your costs if you have to cancel or move your wedding to a new location. (Sorry, outdoor wedding aficionados, the average summer thunderstorm would not be covered).

Homeowners insurance often doesn't provide enough protection.
Brides and grooms sometimes think their wedding is protected under their homeowners policy, but more often than not, this is not the case. Typically homeowners policies will only cover the wedding if it is located at the home of the bride or groom. Even still, most homeowners policies will only cover wedding liability and do not offer wedding cancellation coverage.

Still not convinced you need wedding insurance?

Here are some real-life special event claims examples directly from our claims files:

  • The damaged floor - A bride rented a confetti cannon that left stains on the venue’s dance floor. Our wedding liability insurance policy paid out almost $3,000.
  • The bankruptcy - A venue went bankrupt and was padlocked 2 weeks before the insured's wedding. Total damages paid out under Markel Specialty's wedding cancellation coverage was just over $27,500.
  • The wildfire - California wildfires destroyed a winery where the client was hosting their wedding. Our wedding cancellation policy paid out almost $37,000 which  allowed the host to proceed with their wedding  at a new location.

You’ve heard the old advice, “Hope for the best, but plan for the worst.” That’s why Markel Specialty wedding insurance needs to be part of your plan. Get a free no-obligation quote today!

Get a quote

Get a free, no-obligation quote to protect your wedding today!

Or call 800-236-2453