Winery and vineyard

Custom package policies designed to meet the needs of winery and vineyard owners.

Property insurance

  • Buildings (commercial and farm)
  • Blanket
  • Replacement cost
  • Agreed amount
  • Wine leakage
  • Wine market value/selling price clause
  • Wine contamination
  • Business income insurance
  • Mobile agricultural equipment


  • Employee dishonesty
  • Broad form money coverage, inside and outside the premises

System and mechanical breakdown

General liability insurance

  • Vineyard chemical drift pollution liability
  • Liquor law liability (dram shop)
  • Festival liability
  • Limited product recall

Automobile insurance

  • Comprehensive auto liability
  • Automobile physical damage

Excess liability insurance

Please note: The insurance policies will form the contract between the insured and the insurance company. The policies contain limits, exclusions and conditions. All coverages are subject to legal requirements of various states.