Youth recreation insurance coverages

The right choice in after school activity insurance includes affordability and flexibility.

Without Markel Specialty’s flexible, comprehensive, and affordable insurance coverage, your organization could be at the mercy of unforeseen circumstances. Let us help you find the right solutions to your insurance needs.


General liability
A must for all youth recreation organizations, commercial general liability insurance protects you if you are sued by someone who claims that your negligent acts resulted in their physical injury or damaged their property. Markel Specialty offers limits up to $1 million per occurrence/$3 million aggregate. (Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined, within the policy period.)

Abuse and molestation liability
Markel Specialty offers this hard-to-find, critical coverage for situations that can be traumatic. Our professional claims associates are experts at successfully resolving sensitive claims involving children, and will handle your claim with discretion and tact.

Professional liability
Professional liability covers vicarious liability for the insured. Coverage can be provided for various professionals such as youth recreation directors, counselors and nurses who provide care for participants on behalf of the insured.

Special events
This coverage provides protection for fundraising and special events either on or off premises.

Volunteers as Additional Insureds
When your organization uses volunteers, they're acting on your behalf. This coverage defends their unintentional negligent acts as it defends your own.

General liability plus extension
Provides a bundled group of coverage extensions such as damage to premises rented to you up to the occurrence limit.

Umbrella liability
Provides extra protection for catastrophic events. Umbrella liability goes into effect after you've exceeded the limits of your general or auto liability insurance.

Employee benefits
Provides protection for an error or omission in the administration of your employee benefit program.

Data breach
This coverage provides protection from an accidental privacy and/or security breach of your data storage devices.


Commercial property
Commercial property insurance provides coverage for your organization’s property including owned buildings, business personal property, ropes/challenge courses and business income. If your facility is temporarily closed due to a covered loss (fire, lightning, windstorm), business income insurance covers your lost income or rents and continuing expenses.

Commercial property extension endorsements
Provides a bundled group of coverages on one form such as accounts receivable, debris removal, fire department service charge, newly acquired buildings and personal property, outdoor property, refrigerated goods spoilage, and more.

Systems breakdown
Protects you when any mechanical, electrical, or pressure system breaks down. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Get a quote

Contact one of our appointed Markel Specialty agents to start your youth recreation insurance quote today!